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If you are interested in a Commercial Loan or Business Loan now or in the future, simply complete our Pre-Application form by clicking on the link below and we will determine the best loan program for your situation:

After opening the form, zoom it up to 125%

Initial Consultation By Appointment

Good Credit or Impaired Credit - OK

**  Commercial Pre-Qualification Form  **

Strictly for Small Business Financing
** Business Loan Pre-Qual Form **

SBC - State Business Capital

BROWN LENDING GROUP
* Since 1981 *
"STATED INCOME/STATED ASSET" LOAN PROGRAM
JUMBO NON-GOVERNMENT CONVENTIONAL LOANS

"NO INCOME JUMBO"  LOAN PROGRAM
SBA & USDA GOVERNMENT GUARANTEED LOANS
 

Brown Lending Group offers very attractive conventional commercial loan programs and SBA and USDA Government Guaranteed loans for your commercial or business financing requirements. We offer financing throughout the United States for: Purchase of existing land and buildings - Construct new commercial buildings - Purchase a franchise - Business start-up - Business acquisition - Expand or renovate facilities - Purchase machinery, equipment, fixtures, furniture - Leasehold improvements - Refinance existing debt Purchase inventory - Working capital - Manufacturing plants - Hotel / Motel Warehouse - Tourist / Recreation facilities - Sawmill - Equipment dealer Restaurants - Automotive services - Convention centers - Wholesale/Retail Processing plants, and other businesses too numerous to mention in this site.

Most Businesses Qualify ! Nationwide Coverage !

Good Credit or Impaired Credit - OK
**  Commercial Pre-Qualification Form  **

Strictly for Small Business Financing
** Business Loan Pre-Qualification Form **

JUST ONE OF THE PROGRAMS WE OFFER

  No Income Verification or Credit Score Required
No 1003 Application
No Appraisal
No IRS Form 4506
No Seasoning Of Funds
No Documentation of Cash to Close
Judgments, Collections, Bankruptcy, Foreclosure - OK
Immediate Approvals
Fast Closing
Corporate Title - OK
Cash Out For Any Reason
Residential Properties
Vacant Land
Excellent Program for Foreign Nationals
Commercial Properties
Super Jumbo to 5 Million - No Problem
 

Up to 65% LTV - No Balloons - 30 Year Amortization with 30 Year Term

SOME EXAMPLES OF ELIGIBLE PROPERTY TYPES

Multi-Family Housing - 5+ Units:
 

SBC arranges funding of these types of residential structures that include 5 or more dwelling units in the same building. Generally, these are multistory residential buildings containing apartments for rent. It is a structure with individual apartment units but a common entrance and hallway.


Special Purpose / Unique Properties:

Our nation's real estate market is extremely diverse with countless types of properties. Special purpose and unique property types may be an insurmountable hurdle to some lenders but at SBC we have the knowledge and experience to clear those hurdles. Special Purpose and unique property types can include:

• Laundromats • Taverns • Funeral Homes • Dry Cleaners • Camp Grounds • Marinas
• Outdoor Entertainment Centers • Trailer / Mobile Home Parks • Boarding Houses
• Assisted Living/Care facilities

SBC will consider all commercial and unique property types falling within our program guidelines and loan amounts.


Hotels / Motels:

Non-flagged hotels and motels are still considered a large component in the hospitality industry, but generally at a different competitive level. With our industry knowledge and expertise we feel we are more capable of understanding the non-flagged world of hotels and motels vs. other lending alternatives. Our valuation assumptions are based on facts that are relative to the property in question. Sources of revenue for non-flagged hotels and motels may include food and beverage areas, conference rooms, banquet rooms and daily room rentals but room revenue may also include weekly or monthly rentals that are typically not allowed in flagged hotels. This semi-permanent style of occupancy may be considered undesirable to some, but we recognize that certain properties compete at different levels. Again, the economics of supply and demand dictate the value.


Restaurants:

Whatever your dining pleasure might be, SBC can fulfill the appetites for our clients with our keen knowledge of restaurant valuation. While we can't predict what restaurant will work at what location, we can do a thorough analysis of your location and facility to determine value. The time-tested adage of location, location, location applies to restaurants as much as anything else. Key factors in valuation include access, visibility, parking, and location, as well as a myriad of building factors such as size, age and condition.

Nonetheless, SBC offers competitively priced financing for a wide range of restaurant properties; including owner-occupied, and leased properties, quick-serve or full-serve restaurants, neighborhood settings or urban locations.


Industrial Properties:

As technology has improved, so has the style and construction of many types of industrial facilities. Whatever building type, style or location we understand the vast complexities and ever-changing markets that give rise to value. Often times, our nationwide experience and expertly trained staff can access your property's value in a very limited period of time. We constantly strive to maintain an up-to-date, active knowledge of the industry but we also don't lose sight of this vital industry's history.


Automotive Services:

From service stations, to auto repair facilities, to convenience stores, to retail auto, to car washes, we have the flexibility to finance your loan. Our teams of appraisers possess a thorough understanding of the automotive services industry and work hard to process your loan request. In cooperation with AIG International, most transactions can receive environmental insurance approval within 72 hours. Whatever your financing needs, we make it our goal to serve you.


Warehouse / Self-Storage:

Over the past decade, we have seen a growing number of self-storage facilities appear around our neighborhoods. This once underserved market has been developed into one of the more competitive building classes in the country. New developments for self-storage buildings include state of the art security devices, 24-hour on-site management, video surveillance and fire control systems. In order to attract the widest customer base as possible, some facilities offer storage capabilities for wine, furs or vault type storage. While others offer climate controlled, cold storage or even exterior RV or boat storage. In markets where land comes at a premium, some self-storage facilities are several stories high. Large capacity freight elevators enable customers to access to their storage unit nearly as easy if it were on the ground. Whatever the case, we have seasoned staff that is up-top-date with the most current advances in self-storage industry.


Retail Buildings:

Retail buildings come in many shapes and sizes and are intended for many different uses. Some cater to impulse shopping due to location while others are destination locations. Whether you have a free standing building of 1,000 square feet or a super regional shopping center we have the expertise to value your facility properly and efficiently. SBC offers financing on a wide range of retail real estate investments. Whether it is a stand-alone retail site, a strip center or a regional mall, SBC can meet your financing needs.


Mixed Use / Apartment Building:

Our real estate professionals have decades of nationwide experience at the local level and we fully comprehend the intimate apartment and mixed-use real estate markets. In terms of our valuation we consider such factors as age, condition, supply and demand issues, and rent control to name a few. These property types may be an insurmountable hurdle for some lenders; however at SBC we have the knowledge and experience to clear those hurdles. Valuation factors vary for each property type but our ability to understand the industry and the facts that affect value enable us to outperform all others.

If you are interested in a Commercial Loan or Business Loan now or in the future, simply complete our Pre-Application form by clicking on the link below and we will determine the best loan program for your situation:

Good Credit or Impaired Credit - OK
**  Commercial Pre-Qualification Form  **

Strictly for Small Business Financing
** Business Loan Pre-Qualification Form **

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