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fallen members of the
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9/11/01
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Mortgage
Payment Calculators


 

Mortgage
Qualification
How much house can I Afford?

Mortgage Consolidation
and Refinancing
Should I consolidate my first and second mortgage and refinance into a single mortgage?

Mortgage Payment
with Amortization
How much will my monthly mortgage payment be?

Mortgage Payoff
Goal
How much would I need to add to my monthly mortgage payment in order to pay off my mortgage at an earlier specified time?

Renter Mortgage
Affordability
How much house could I afford based on how much I currently pay out in rent?

Mortgage Term
Comparison
What mortgage term (length of loan) is best?

Mortgage Qualification
How much house can I afford?

This calculator will help you to determine how much house you can afford.  After providing the information, press "Calculate" for your results. You can reset the values you entered by clicking on the "Reset" option.

Complete or change the entry fields in the "Input" column of all three sections. The calculator will automatically recalculate anytime you press the Tab key after making a change to an input field.
 

Purchase Information Inputs Outputs
Purchase price:
Down payment:
Loan amount:
Annual interest rate:
Length of the mortgage in years:
Payment Information Inputs Outputs (Monthly)
Monthly principal & interest payment:
Annual property taxes:
Annual insurance:
Annual PMI:
Monthly association fees:
Monthly payment (PITI):
Tax deductable portion of payment:
Qualifying Information Inputs Outputs
Gross income:
Monthly debt payments:
Maximum qualifying loan amount:
Current Income to payment ratio:
Current debt to income ratio:

Longer term loans may take a few moments for the report to be generated.


Disclaimer:
 
Annual PMI (mortgage insurance) of .5% is assumed but can be as high as 1.50% depending on the individual situation.  It also may not be required under certain loan programs.  Often if you are borrowing over 80% of the value of the property it will be required.  Enter 0% in this field if PMI is not required or the LTV is under 80%.  Unless otherwise stated, monthly assessments were assumed to be $0.  The actual income needed may change if actual variables differ from these assumptions.